Enter your credit card digits, say your name, give us your birth date, tell us your Mother’s maiden name, give us those three numbers on the back of your card, enter your bra size, and verify the age you lost your virginity. Visa: Please choose your own adventure by punching a bunch of dumb menu options. How to reverse a credit card inactive feeĬall up your creditor and try a script kinda like this.
So I called Visa (while wearing Back To The Future approved purple Calvin Klein underwear). Fox (Teen Wolf sucked), I decided to DO something, and sitting idle with inactivity wasn’t one of them. Now, being who I am (a curious blogger thing) with a love for most things Michael J. I should charge those jerks interest - maybe then I could afford that DeLorean. Turns out my Visa has owed me the princely sum of 33 cents for nearly 12 months. Others thought the fee was just plain stupid. Some thought the idle fee was automagically billed if you failed to shop while carrying a credit balance for a year - which means the plastic bastards owe YOU money. The Red Flag Deals Forum - a vocal group of fiscal frugalists - had 2006 experience with no-fee Visas and $10 inactivity fees. Related: What order should I pay off my credit cards? But since most people use their credit cards, locating others with my inactivity problem required some serious Back to the Future time travel - I had to return to the year 2006 without a time traveling DeLorean. Turns out I’m not the only lackadaisical shopper stooped by inactivity and charged with inane credit card fees. What the heck is an inactive fee, and how did I attract such idiocy into my wallet? I skulked around the interwebs for a possible answer, ’cause the interwebs are comprised of cranky credit card customers, right? So when Scotiabank charged my Visa a $10 inactive fee this month, I nearly fell off my reactive butt. I’m physically active (I’ve raced Ironman), I’m sexually active (I don’t kiss and tell), and I’m proactive (I get things done). I’ve been called many things in my life, but “inactive” is not one of them.
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